Buy A Home

If you dream of owning your own home, but can’t afford to pay current property prices, then Shared Ownership is for you. Designed to help people take that step onto the property ladder, it’s a flexible, low-cost way of buying a home, without paying the full asking price up front. 

And best of all, it’s likely to cost around the same amount as you’re probably paying in rent.

We have a number of properties available – use the online search function - find your new home today!  Fill in your requirements in the Property Search boxes (left)or visit the Homebuy website.

A flexible way to buy

Shared Ownership couldn’t be simpler. You buy up to 50% of your new home, either outright or by arranging a mortgage with a bank or building society, and pay us a subsidised rent on the remaining 50%. So you and your family can enjoy all the benefits of home ownership at a price to suit your lifestyle and your budget. Effectively, it’s your home, just as it would be if you’d bought via an estate agent and paid the full asking price. And with a choice of new homes in good locations, this is a great way to get onto the property ladder.

After a year, you can choose to increase your share in your home, as and when you want to. If you do, you’ll pay less rent - for example, if you increase your share to 75%, you’ll only have to pay rent on the remaining 25%. The choice to buy further shares is entirely up to you. Should you decide to purchase more, the amount you’ll pay will be based on the market value of your property at the time, so you can be sure the cost is as fair as possible.

If you are interested in finding out more, read our Shared Ownership Frequently Asked Questions.

When considering Shared Ownership there are a range of costs to consider.

Please contact one of our Sales Advisors on 0845 608 0089.